1. Introduction
RiseCreditApp.com ("we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains what data we collect, how we use it, who we share it with, and the rights you have over your information when you visit or interact with our website.
RiseCreditApp.com is an independent editorial site that reviews Rise Credit and related personal loan products. We are not affiliated with Rise Credit, Elevate Credit Inc., FinWise Bank, or Capital Community Bank.
By using this website, you consent to the practices described in this Privacy Policy. If you do not agree with any part of it, please discontinue use of our site.
2. Information We Collect
2.1 Information You Provide Voluntarily
When you submit our loan inquiry form (powered by APIdiamond.com), you provide information including:
- Full name and date of birth
- Residential address and state of residence
- Email address and phone number
- Estimated annual income and employment status
- Bank account details for verification purposes
- Social Security Number (used solely by partner lenders for soft credit checks)
- Self-reported credit score range and requested loan amount
2.2 Information Collected Automatically
When you browse our pages, our servers and analytics partners automatically collect:
- IP address and approximate geographic location
- Browser type, operating system, and device identifiers
- Pages visited, time spent on each page, and click paths
- Referring URL (the page you came from)
- Date and time of your visit
3. How We Use Your Information
We use the information we collect for the following purposes:
- Match you with lenders. Loan inquiry data is transmitted to APIdiamond.com and our partner lender network to identify offers you may qualify for.
- Improve our content. Aggregated browsing data helps us understand which guides are most helpful and where our site can be improved.
- Communicate with you. If you opt in, we may send loan offers, financial education resources, or product updates by email.
- Detect fraud and protect security. We monitor for suspicious patterns that suggest fraudulent applications or automated abuse.
- Comply with the law. Where required, we retain and disclose information to satisfy legal obligations.
5. Third-Party Services
Our site relies on the following third parties whose privacy practices are governed by their own policies:
- APIdiamond.com — Powers the loan inquiry form and routes your application to partner lenders.
- Pexels — Provides the stock photography used throughout our pages.
- Google Fonts / cdnjs — Delivers the typography and styling resources for our pages.
- Trustpilot — Linked as a third-party review verification source.
We strongly recommend reading the privacy policies of any third-party site you visit through a link from RiseCreditApp.com.
7. Your Privacy Rights
7.1 US Residents (CCPA / CPRA)
California residents have the right to know what personal information we collect, to request deletion, to correct inaccurate data, and to opt out of any sale or share of personal information. To exercise these rights, email us at the address listed below.
7.2 EU Residents (GDPR)
If you reside in the European Economic Area, you have rights of access, rectification, erasure, restriction, portability, and objection regarding your personal data. You may also lodge a complaint with your local data protection authority.
7.3 Universal Rights
Regardless of your location, you may always email us to request a copy of the personal information we hold about you, or to ask us to delete it. We will respond within 30 days.
8. Data Security
We use industry-standard safeguards to protect your information, including encrypted connections (HTTPS / TLS), restricted internal access, and periodic security reviews. No method of transmission over the Internet is 100% secure, however, and we cannot guarantee absolute security. You share information with us at your own risk.
9. Children's Privacy
RiseCreditApp.com is intended for adults age 18 and older. We do not knowingly collect personal information from children under 13. If we learn that a child under 13 has provided us information, we will delete it promptly.
10. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. The "Last Updated" date at the top of this page indicates the most recent revision. Significant changes will be flagged on our homepage for at least 30 days.
11. Contact Us
If you have questions about this Privacy Policy or want to exercise your privacy rights, please contact:
RiseCreditApp.com — Privacy Team
Email: privacy@risecreditapp.com
Response time: within 30 business days